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Gold Business Credit Card by American Express
Basic Card - Annual Fee
- First year: No annual fee.
- Thereafter: $125 per year.
Additional AMEX Cards
- Additional Gold Cards: No annual fee your first year. Thereafter $45 per year per Card.
- Additional Business Green Cards: No annual fee.
Credit Card Limits
- No pre-set spending limit – purchases are approved based on a variety of factors, including account history, credit record, and personal resources.III
Payment Options
- Due in full each month.
- Pay for larger purchases over time with the Extended Payment Option.
When You Shop
- Extended Warranty mirrors manufacturers' warranties for covered products purchased entirely with your Card account, for up to one additional year.
- Purchase Protection protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
- Online Fraud Protection Guarantee: Covers you against unauthorized or fraudulent charges.
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American Express Gold Card
Complimentary enrollment in the Gold Card Business Card Membership Rewards® program
- Earn 1 Membership Rewards® point for virtually every dollar you spend.
- Use points to travel on any airline with no blackout dates or restrictions
- Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats.
- Transfer points into 11 frequent flyer programs - 1 point for 1 airline mile with most programs.
- Redeem points for rewards from over 50 of the finest names in shopping and entertainment.
- Points have no expiration date.
- No limit to the number of points you can earn.
- Prime reserved seats for selected entertainment events, often in advance of public sale through Gold Card Events.
Emergency Services
- Emergency Card Replacement: Receive a new Card if yours has been lost or stolen in as little as 24 hours.
- Identity Theft Assistance: 24/7 help to determine if you are a victim and recommend action.
- Emergency Check Cashing: Available at more than 2,200 American Express Travel Services locations worldwide.
- Global Assist® Hotline: Whenever you travel more than 100 miles from home, we'll provide you with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, cash access, lost luggage and more.
Account Management
- View recent activity, pay your bill (online or by phone), check your cash rebate earned year to date, and more.
- Get account information via e-mail, cell phone, PDA, or pager notifications.
- Dispute a charge online or by phone.
- Pay ongoing bills automatically by charging expenses directly to your Card.
- Access cash from over 500,000 ATMs around the world through Express Cash.
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