Hard Money Loans

The Fast Way To Fund Your Loan

Cash in 10 days. Get approved, get funded.

Scene One: You want to buy a bank-owned property (REO) and know the rehab is just cosmetic. You're aiming to put the property back on the market within the month to make some quick cash. Hard money is the solution.

Scene Two: The Notice of Default is on your table, your FICO scores are in the toilet, your home is going to the auction block in 30 days, and you'll be on the streets or renting somebody else's dump. Hard money can make the bank eat their default notice (NOD).

HARD MONEY OPPORTUNITIES

We specialize in making the hard money loan process fast and easy. We are experts in helping real estate investors get their purchase deals done fast. If you are a Realtor, you know that time is of the essence for many purchase deals today. If their are ten offers on the table, the cash offer looks awfully good to the bank, certainly better than a 203k rehab loan which takes 60 days to close. Realtors, we can provide fast cash for your client's needs if you and the client understand how hard-money works. See our hard money FAQ for more information. Brokers who know when to refer a hard-money investor to us see a dozen extra closings each year.
Client relationships protected for life, so your relationship with us can create a life-long revenue stream. Active investors are buying rentals, rehabbers are buying to flip, and bank-owned properties and short-sales are selling like hotcakes.

Hard money provides alternate funding for clients who have specialized needs or too many credit problems for conventional financing. Often, a broker has a client who will gladly pay a higher rate access the equity in their personal residence or commercial property. As long as you or your client has a property with sufficient equity, we can provide you with a hard money loan.

Real estate investors like hard money because there are no questions about owner occupancy or about how many other properties the investor owns. There are no long waits, and no long paperwork trail.

Borrowers facing foreclosure may be able to use hard money to negotiate with the holder of their defaulted mortgage. Once the foreclosure process starts, borrowers may be so far behind that conventional lenders are reluctant to refinance the loan. A private money lender may be willing to give your client a new loan. The borrower may then use the funds to offer a discounted payoff to the note holder, or to buy more time to short-sell the property and find a new place to live.

Borrowers who have temporary problems can use a private money loan to rebuild credit. By making payments on a private money loan for a year or two, on-time, these borrowers know they are creating a history of payments that will prove to the bank they can make their mortgage payments on time. Then they might reapply for a refinance at a more favorable rate.

Investors often find deals the bank won't touch. The conditon of some hud homes is so deteriorated or vandalized that only a hard money loan can make the deal happen. Some of these foreclosed homes need funds prior to occupancy.

Whatever your needs, Goldman & Klein would like to help. We keep your information private and confidential. Talk to us about a hard money loan and get a quick cash offer.

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Call 1-858-602-7800 for a hard money loan consultation

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